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Do I Need Moving Insurance?

Do I Need Moving Insurance?

Should I Choose a Mover with Moving Insurance?

Are you planning to move soon? If so, you want to start researching companies that offer superior quality services at a price you can afford. Make sure you select a mover that can customize solutions based on your specific needs. Also, while some people do not worry about insurance, you should. Therefore, verify that your top choice offers excellent insurance protection.

For starters, any mover worth your consideration will have moving insurance options. Similar to the coverage that you maintain on your vehicle, moving insurance offers you protection in the event that any of your possessions get damaged. The policy covers all aspects of the move, including packing and unpacking, loading and unloading, and transporting.

Not only do you need insurance, but also the right type. Released Value Protection is one option. In this case, the mover provides coverage up to $0.60 for every pound of belongings. That means you recoup only a portion of the value of a damaged item as opposed to its full and current market value.

Full Value Protection is even better. With this, you have complete coverage for everything the moving company handles. You can either have a broken item repaired or replace it for something similar and at the price that it would cost you today. In other words, if you paid $800 for a 58-inch flat screen television that somehow got damaged, you could get another one even if it now costs $1,200.

One important thing while moving is to ensure that artwork, sculptures, china, and other high-dollar possessions are covered, and you should talk to your personal insurance provider about coverage. If you do not have an agent, you can purchase additional protection through a third party. Because even Full Value Protection insurance does not cover items like these, you would need to secure a second policy.

A Mover with Excellent Protection

At Rose Moving & Storage, we provide our customers with outstanding service, affordability, and insurance. As an industry leader, you can always count on us for every aspect of your move. Contact us today to see how we can help you with your next move.